Looking for more ways to save in today’s economy? Tired of being broke the day after pay day?
Try one or all of these tips for more savings in your pocket. In this day and age, those pennies add up into nickels, dimes, quarters and eventually dollars!
If you love coffee, consider taking a single serve or 2 cup coffee pot to your office. Fill with your own coffee and make a pot just for you. Don’t stop at the local coffee shop on your way to work, make it fresh at your own desk. If you like coffee creamer, consider making your own. When you think of the cost of those expensive coffee creamers you can save a lot by making your own, its simple and easy and you can enhance the flavor exactly like you like it.
Going to the grocery store after work? Don’t forget to throw in that canvas grocery bag. More and more stores are going to rewarding you for using your own shopping bag. For a savings of .03 to .05 per bag, it is worth it over the course of a year. Figure out how many bags you use per trip and keep that many canvas bags handy at all times in your car. You may also want to consider savings cards at various grocery stores and of course the old standby of coupons.
ATM fees are constantly going up. Some banking industries are even going to charging you double by allowing the bank machine you use to charge you for using it (average charge of $2) and then, your bank might also charge you for not using your bank’s ATM machine. Combat these charges by using your ATM card as a debit card at the grocery store or other stores you frequent. Ask for cash back and avoid the ATM fees!
Magazines and newspapers can be informative. For some its just nice to take a break from daily life and read the gossip or scoop on the latest and greatest movies. For others, keeping up with Wall Street or other financial news is important either in our daily life or our work life. Yet others want to know the most recent fashion trend. Stop those subscriptions and take a trip to your local library. You will save up to $1.50 per day for newspaper’s and up to $7.99 monthly on magazines. If you absolutely must subscribe to something, consider trading with a friend so you both receive something different and trade off.
Prescription drugs are getting more and more expensive every day. While it may be tempting to use an online out of country pharmacy, consider some better alternatives closer to home and save on shipping and know your source of medication. Check prices at your local pharmacies. My daughter recently had some dental procedures done and required some pain medications. We were about 22 miles from home and she called our local pharmacy for pricing. It was $8.95 at both pharmacies in our local town. We walked into a grocery store with a pharmacy attached and inquired as to the cost for her prescription. The first question we were asked was if she had insurance. No, she did not. They asked her if she would be willing to sign up for a special program they had and she agreed. Savings? $2.42. She only had to pay $6.53 for the exact same prescription at the grocery pharmacy. Later, we were in Wal mart and found out she could’ve gotten the same prescription for only $4.00. It pays to shop around!
I’m sure if you think about it, you can come up with even more ways to save in today’s economy. Its at least worth a try. The old adage of “a penny saved a penny earned” is becoming more and more true each and every passing day.