Americans are looking for any possible way to avoid unnecessary spending. Is a home security system a luxury you can’t afford, or is it protection your home can’t afford to be without?
The FBI reported that, “in 2007, there were an estimated 2,179,140 burglaries” in the United States. Of those, 67.9% were burglaries of residential properties.
So, we know that a burglar is more likely to target a home than a business. How can a home security system protect a home owner from this crime?
Why Would a Home Owner Need a Home Security System?
A home security system protects your home and family whether you are there or not. By punching a keypad, you are able to secure your home against intruders and burglars.
Home security systems often include smoke detectors and programming that will call the Fire Department in the event of a fire.
What Is The True Cost of a Home Security System?
There is the initial investment to purchase the home security system equipment. You will also pay for the labor to install it.
There are many different options available to consumers. You can have an elaborate system with motion detecting cameras or a scaled down version with door and window contacts.
Home security systems can be monitored or un-monitored. Monitored systems will call the authorities if a break-in or fire occurs. Un-monitored systems will only sound a loud alarm if the security system is tripped.
Keep in mind that many insurance companies will lower your homeowner’s premium if you present them with proof that you have a home security system installed. The company that installed the system can provide this certificate to you.
Are Home Security Systems Worth the Cost?
There is an easy way to figure out the true value of a home security system.
Take a look at what you own. How much is it worth? Would you be able to replace your computer, television, jewelry, or other valuables if they were stolen?
Add up the total installation cost of the home security system. Add to that the annual cost of having the security system monitored. Which cost is more? The amount of money you would spend on a home security system or the amount of money you would spend to replace your valuables?
If you don’t have many valuables, it might not make sense to purchase a home security system. However, if the value of your items is significantly higher than the cost of a home security system, you should consider this a wise investment.
FBI, Burglary – Crime in the United States 2007, http://www.fbi.gov/ucr/cius2007/offenses/property_crime/burglary.html